Sberbank savings book: check your account online - step-by-step instructions on how to find out your balance via the Internet. No paperwork: how to find out your savings book account online

Despite the transition to electronic accounts, there are still people who continue to use savings books. For their convenience, it is possible to carry out operations remotely. How to check a passbook via the Internet, we will find out further.

Passbook transactions via the Internet

In order to be able to use Sberbank Internet banking, you need a bank account or card, and both credit and debit are suitable in this situation. When you receive it at the branch, you will also be given access to banking. If you don’t need it in the future, then it would be best to issue a free plastic card called Maestro Momentum.

Is it possible to check the passbook online after receiving the plastic carrier? This possibility, of course, exists after going through a few simple steps. In addition, other actions will become available online, such as:

• Check your current balance.
• Payment for mobile operator services, loans, utilities, taxes, fines and other things.
• Obtaining information about the history of operations.
• Implementation money transfers to other accounts.
• Replenishment of a savings book from a bank card.

If you need to transfer money to a savings book from an account opened in another bank, or a Sberbank client lives in another city, then an additional commission will be charged when transferring funds, the amount of which depends on the sending bank.

How to get remote access to check your passbook

Before you have the opportunity to check your passbook without leaving your home, you can visit the bank to activate the appropriate Internet banking service. This will allow you to receive all the login information for your personal online account. So, the procedure is as follows:

• Write an application at the nearest Sberbank branch, where you indicate information about the desire to attach the savings book to the Internet services operating at the bank.
• Create a login and password to connect via an ATM to the banking system.
• Go to the official website of the bank and enter the username and password you created in the window that opens. In the picture you can see the location of the fields.

• Receive the code on your phone and confirm it upon entry.
• View information of interest.

How to create a personal account using the Sberbank website

There is absolutely no need to go to a branch to obtain this access. To check your savings book account online, you can independently open access to your personal account and see everything necessary information. The first step here is to open the Sberbank website.

Located required field in the upper right corner. To register, you must fill in certain fields, such as account number, phone number. In this case, you will also need to confirm your phone number using an SMS password. A login and password will be sent to the specified number, which can later be changed in personal account. After entering this data, you enter your personal account to view the data.

This option for connecting Sberbank Online is suitable if the client uses the Mobile Bank service, that is, a phone number is linked to the account.

How to create a personal account using an ATM

The ATM can also help you access account information on the site. To carry out this procedure, you need to select “Connect Sberbank Online and mobile banking” in the menu.

In the picture you can see the location of this section. Next, you need to go to the “Internet service” section and select “Print ID and password”. After this, you will be able to receive a receipt containing the password and login required to enter the site.

How to create a personal account using the Mobile Bank service

Receiving data is also possible using a telephone. In this case, you need to send a message to number 900 containing the text “parol XXXX” or “password XXXX”. After the word “password” the last 4 digits of the card number are indicated. This message receives a response indicating the login password. To find out your login, you should call the number that is also contained in the SMS.

So, how to check your passbook balance online? Everything is extremely simple. After the above operations, you will immediately be able to log into your personal account, where home page Passbook information will be displayed. Just in the picture below you can see an example of a page with savings account data.

How to recover a passbook via the Internet if it has been lost

You can also restore your passbook online if the need arises. The first thing you need to do is go to your personal account and select the desired account on the main page. In the picture above you can see the item “Operations on deposit, account”. This is the one you need to press. Next, you need to select the “Report the loss of your passbook” section. In the window that opens, fill out an application, indicating your personal account number, then check the box next to the required field:

• Get a duplicate document.
• Close the account, terminate the contract.

When selecting the last field, you must mark the receipt of funds in cash at the branch and click the “Submit” button. You will need to confirm the action and specify the password from the SMS.

After all actions are completed, a page for viewing the document will be displayed on the screen. You can pick up a duplicate or money at a Sberbank branch.

After confirmation of the application, a specialist will contact you to clarify information regarding receipt. The document or funds will be issued at the appointed time and date.

For the past 6 years, there have been rumors that Sberbank’s savings books were canceled and in 2016 or 2017, supposedly the bank will finally say goodbye to “the symbol of its backwardness.”

The portal website and the Savings Bank itself refute this information and urge you not to scare the elderly part of the country’s population, for whom the green book means much more than for you and me.

However, why only the elderly? Statistics show that the majority Russian citizens has a savings account opened in this form - with access to it through a savings book. It is used not only by disabled people and pensioners, but also by capable citizens who receive some kind of compensation - from the Employment Center, from the state, from the Institute. Even maternity capital and the child benefit is transferred to her. Passbooks are used for payments wages newly hired while the main one is being manufactured salary card. Part of the tax is returned to it, donor funds are accrued and funds are simply accumulated.

Savings books are still relevant today, and they should be considered not as a “tribute to the last century,” but as a classic accessible to everyone. By the way, it's free. If for servicing debit and credit cards You have to pay a commission, but savings accounts are maintained completely free of charge.

How to open a savings book in Sberbank?

You can contact any branch, where in 5 minutes you will be issued a personalized savings account and given your own book. It costs 0 rubles, but you need to deposit a minimum amount of 10 rubles into your account.

Before you open a savings book at Sberbank, check if you have valid cards from this bank? In this case, you will only need to connect to the “Sberbank Online” service and open a savings account through it in a couple of seconds through the “Opening a Deposit” button - “Savings” account:

Once you open an account, all you have to do is get a savings book from Sberbank.

Savings books are issued to accounts " " and " " - for 5 years (with automatic prolongation) at the tariff " " - with an accrual of 0.01% per annum on the balance (quarterly), or at the tariff of the Savings deposit - from 1.5 to 2, 3% depending on the amount.

What to do if you lost your Sberbank savings book?

As a rule, we treat a small green book more carelessly than bank card, and we use it less often - so we often lose it somewhere in a pile of household documents.

But there is nothing easier than restoring a Sberbank savings book - to do this, just come with your passport to the nearest branch of the Bank and get a new one. Savings books are a unified form that does not require a personal identifier (as on a card - first and last name), so its registration is instant.

Sberbank savings book: how to find out the balance?

Previously, in order to check receipts, you had to go to a Bank branch every time. For many, this is still the only way to find out the status of their Sberbank account.

With the advent of the Internet Bank, everything has become much simpler, which is probably why people no longer queue at the savings bank an hour before the bank office opens.

How to check a Sberbank savings book account via the Internet?

(perhaps this is the shortest instruction of all that we publish on the site):

• Go to
• Check your savings book account by looking down at the “Deposits” line.

The passbook account is shown as "Universal" or "Savings".

If you have a question about how to link a savings book to a Sberbank card, let’s say right away: you don’t need to do anything, all accounts in your name will be displayed automatically.

There is no need to worry if for some reason Sberbank did not issue a savings book (anything can happen - the forms have run out, a special printer has broken down). If you have a Sberbank card, you are unlikely to use the book at all, because it is much easier to transfer the receipt to the main card account and withdraw money from any ATM, rather than doom yourself to wait in a line of grandmothers and a commission for withdrawal through the bank’s cash desk.

All transfers between your accounts (debit and deposit) are free of charge. You can even set up automatic translation. We believe that it was Sberbank Online that stole the former popularity of savings books, making it easier to open and use a bank account.

If you are an ardent supporter of the “old school” and do not want to join Internet banking, instead of convenience you can count on absolute security. Savings books without online access are the last thing of interest.

Instructions

Unfortunately, the ability to monitor the account status online (Internet banking), as well as receive notifications about account transactions (Mobile Banking), is not available to owners. So, those who have a savings book in their name have only one way to find out about its balance, income and expenses. Naturally, this is a walk to the Sberbank branch where this book was opened. Therefore, unlike the owners plastic cards, passbook holders have access to this service only during the bank’s operating hours.

Take with you a passport or other identification document and, in fact, the passbook. Most Sberbank offices are currently equipped with electronic queuing devices. At the entrance to the bank there are terminals where you need to select the menu item you are interested in and get a coupon.

Show the operator of the operating room your passbook and identification card. After that your passbook will be put through the printer, and you will be able to see with your own eyes those transactions (c) that have occurred since your last visit to the bank. Expense transactions are displayed as numbers with a minus sign, and in receipt transactions, unfortunately, it is impossible to see the name of the sender.

You will need

• - passport;
• - money for the first payment (from 10 rubles);
• - fountain pen.

Instructions

Choose the branch of Sberbank of the Russian Federation that is most convenient for you. In some cases, the options may be limited to the list offered to you by the line through which you are expecting payment (for example, an employment center). In this case, you will have to be content with those that are on the list that will be given to you by the relevant government agency.
Assess which branch would be more convenient for you to visit, taking into account your availability and opening hours, how many people there are usually, whether there is a queue, etc., and make a decision based on the situation.

Contact working hours to the operator of the selected one. Let us know about your desire to have passbook and the purpose for which you do it. For example, to receive benefits for one reason or another. Based on this information, the operator will offer you the optimal banking service.
The bank does not charge a commission for maintaining such, on the contrary, it charges, albeit symbolically, on the balance on them at the end of the year.

The mandatory conditions for opening a savings book are a minimum contribution to the current account linked to it. It is equal to 10 rubles, if you wish, you can contribute more - as much as you see fit.
State the amount of the minimum contribution you would like to make.
In most cases, the operator will accept you, but in some cases they may send you to the cashier. In this case, the operator must make a note of the first payment and give it to you. You give your passport to the cashier, passbook and money for the down payment. You receive your documents back along with a payment receipt.

When you receive your passbook, ask the operator for the branch details. They will be needed if the book is open for social payments. Your number is listed on title page passbooks. Usually, the relevant government organization will require you to make a photocopy of it or an original, from which they will make a copy themselves.

Please note

A savings book may also be needed to receive tax refunds when providing tax deductions, payments under writs of execution in connection with court decisions for your benefit and some other purposes.

Sources:

• Sberbank of Russia

Although, against the backdrop of modern banking technologies, a savings book does not look the most convenient tool, this service remains very popular. And when receiving many payments from the state, you simply cannot do without it.

You will need

• - passport;
• - Sberbank branch;
• - money from 10 rubles. for the first deposit into the account.

Instructions

Currently, there are many ways to store your savings, one of which is a savings book from Sberbank of Russia. It provides many benefits for Russian citizens to accumulate funds and is provided free of charge.

Instructions

Visit the nearest branch of Sberbank of Russia and contact the manager who is responsible for opening savings accounts. At the same time, you have the opportunity to attach a savings card to your account. book, which is a security and certifies the conclusion of an agreement on bank deposit and depositing funds.

Fill out an application for opening and provide the bank employee with a passport of a citizen of the Russian Federation or another document that verifies your identity. In the application form you must indicate your personal and passport details, as well as your place of actual residence and contact information.

Many owners of a savings book are interested in the question of how to find out the balance of a savings book? Sberbank provides several opportunities for this.

Confirmation of opening a deposit account is a bank card or passbook. In order to clarify the balance on them, it is proposed different ways: using your Personal Account or at a bank branch.

Checking the balance of a passbook at a bank branch

To clarify the necessary information at a Sberbank branch, you need to provide not only a book, but also a passport. Sometimes you can get by with a foreign passport or a pensioner’s ID. Procedure for obtaining information on a savings book:

• take a ticket and get in line;
• inform the bank representative about your desire;
• provide a book and passport;
• a specialist will verify documents and open an account;
• you can find out any information, including balance;
• if necessary, you can deposit or withdraw money.

View your savings account balance online via the Internet

The bank provides the opportunity to clarify the balance of a savings book account online. You will need to first take it from Sberbank to enter Online Banking and then authorize it in. A user ID (login) can be obtained from an ATM or from a bank representative. When registering with Sberbank Online, you must enter your password yourself.

After authorization, you need to open the section called “Deposits and Accounts”. It will contain information about all valid cards and deposit accounts. By clicking on a specific account, you can get detailed information.

Available account information:

• opening period at the bank;
• number of the current contract;
• amount of cash balance.

By clicking on the “Operations” button, access to the following information opens: the date of the operation, the amount of amounts that were withdrawn and credited to the account, the interest accrued on them.

Using your Sberbank Online Personal Account, you can perform financial transactions without leaving your home: transferring money from your own accounts to a book or to cards. This will require the conclusion of a UDBO agreement. All offered functions can be familiarized with at the time of opening an account at a bank branch. How to find out your passbook balance using the internet? Only when connecting to Sberbank Online.

Find out your passbook balance by phone

You can find out the amount of accumulated savings in your book by calling 8 800 555 55 00. At the same time, the operator will clarify some personal data.

You can check your passbook online only if you have access to the Internet banking system, which you can get yourself through an ATM or visit the nearest bank branch to submit the appropriate application.

For self-connection Internet banking through an ATM, insert the card into the receiving slot, confirm your authority with a PIN code, select the “Sberbank Online” section, then click “Get code and identifier”. The final stage of registration will be the issuance of a check by an ATM, which will indicate the login and one-time password to enter the system. When visiting your personal account from your computer or device, you will need to change your password.

If you don’t have a card, this can easily be fixed by concluding an agreement at any Sberbank branch. To do this, you must have an identity card and a passbook with you.

At the same stage, you should inform bank employees about your desire to connect to Internet banking. They will ask you to fill out the required application and give you a login and password.

An alternative way to obtain an ID and password is to contact support by telephone. When applying, you need to know your savings account number and the number of the branch that issued the savings book. The specialist at the other end of the line will explain to you in detail the instructions for use and further steps.

How to check your passbook balance online?

You can check your passbook account, get a statement or view transactions online. You can log into your personal account on the official Sberbank website by entering your username and password.

• Cards;
• Deposits;
• Loans and other products of Sberbank.

To check the balance of the passbook, select the “Deposits and Accounts” section. Next, select the name of the required product. Next to the name of each account there is brief information on the deposit, namely the balance and interest rate.

To view your savings or card account statement, click on “show transactions.” Here you can see all the operations that were performed: transfers, cash withdrawals, interest accrual, etc.

How to find out whether the pension has been credited to the savings book?

The simplest and most common option to always be aware of your pension receipts is to link your savings book to a bank card. To apply for a card, it is better to contact the bank branch that issued the savings book. You must have an identity card and a passbook with you. To find out which employee will serve you, select the “Cards” section in the electronic queue terminal.

How to find out the details of the passbook?

First of all, it should be clearly understood that the passbook number and the passbook account number are two different concepts. The passbook number appears in the upper right and lower left corners title page. Typically, the number consists of 7 or 8 digits. The series and book number are repeated on each page. This details will not be needed to make money transfers. This is a unique form number that looks like this: Coolant 6007000.

The savings book account number is a detail that is necessary for carrying out various monetary transactions. It is assigned at the time of opening a deposit in the bank and consists of 20 digits.

Indicated in the middle of the title page of the book by a bank employee. According to the rules of accounting in credit institutions, all deposit numbers in the Russian Federation begin with the numbers: 42301-42315, 42601-42615. The first digit of the number indicates the section of the balance in which the account is indicated. The second and third are the account number of the first order, 4 and 5 the account number of the second order. The 6, 7 and 8 digits are the currency code (rubles - 810, euros - 978, dollars - 840). The ninth digit is the key, 10 and 11 are the regional bank index, 12, 13 are the branch index. The remaining numbers are the serial number assigned upon opening.

How to find out your passbook account?

Many passbook owners are wondering what kind of account they have - current or deposit? Let's look at the differences between these two options.

Deposit accounts are used to accumulate funds and receive additional income in the form of interest. Cash are deposited only for a fixed period. They cannot be used to pay checks, make transfers, etc.; funds accumulated in the account are subject to return only after the expiration of the established period.

As for the current account, this type is used both for storing funds and for carrying out various operations:

• Making payments;
• Payroll transfers;
• Pension transfers;
• Receiving and sending transfers;
• Withdrawing money on demand, etc.

A checking account is not intended for investing or saving.

The main difference between the accounts is the ability to access funds. If according to current account We can carry out any operation at any time; access to the deposit account will, as a rule, always be closed until the end of the term.

What to do if the online banking system does not display the savings book information?

The personal account page should reflect all current and deposit accounts, loans, if any, etc. There are cases when, immediately after receipt, the savings book number is not displayed in the personal account. The reason for this may be a situation where the card account and current account were opened in different branches of the bank. The most common reason is to open a card with other passport data. For example, when you opened a current account to receive a pension, you had one passport. At the time of opening the card, you changed your old passport, so the series and document number will not match.

To solve this type of problem, contact the bank branch where the account was opened, which is not displayed in the system. An employee of the financial institution will check for accounts that are not connected to the Internet banking system and correct the situation on their own. After the error is corrected, the information should appear in your personal account. According to bank regulations, added accounts that were not displayed previously must appear in the system no later than 24 hours.