All ways to replenish your Yandex money wallet. How to top up Yandex wallet from a bank card

To pay for services or purchase certain goods on the Internet, many have long been using electronic payment systems such as Yandex Money. Naturally, you won’t be able to do without real money at all, and virtual wallets will have to be replenished. Sometimes you have to pay for the replenishment service, but there are ways that allow you to deposit funds into your online account without any commission.

Main replenishment methods

The best way to use the Yandex payment system is the ability to link a card from any bank operating in Russia (and most financial institutions in the CIS countries) to your virtual wallet. This allows you to specify smart card details for online payments and pay bills using Yandex Money.

Replenishment of the electronic account is carried out using the same bank that owns the card. As a rule, most financial institutions do not require a commission for their services.

Every year the number of banks that allow you to transfer money to Yandex wallets without commission is increasing.

Thus, since 2013, a virtual account can be replenished using Sberbank ATMs located in almost every locality.

Today there is also the opportunity to deposit funds into the wallet of this system by resorting to the services of your mobile operator or Internet banking.

Replenishment in Sberbank

Sberbank of Russia has been offering its clients free replenishment of accounts in the Yandex system for 2 years, while most other financial institutions charge 49 rubles for this service. You can top up your Sberbank account using either an ATM or a terminal. The option is valid in Russia, but is not yet available to users of foreign branches of the bank.

Russian clients who have a smart card from this bank can also top up their account via the Internet using the Sberbank Online service, which allows you to transfer money to an electronic wallet without any loss of time and money.

To do this, the user will have to log in to the bank’s website, confirm the user ID and personal password, then select the “Yandex. Money". Next, you should select the Sberbank card and Yandex account numbers. To top up, you first need to know your account identification number.

Service Sberbank Online

Confirmation of the operation is carried out by entering a one-time password sent to the phone number linked to the smart card.

Banks "Otkrytie" and "Alfa-Bank"

Clients of two of the largest domestic banks, Otkritie and Alfa-Bank, can transfer their funds into electronic form using a common service called “Contact with the Bank.” In the first case, this will require availability bank card“Opening”, in the second – the Alpha Click account.

For owners of registered accounts and identified users in the same banks, it is also possible to receive money from the electronic system back to a ruble account, although for this you will have to pay a commission fee of 3 percent.

Other banks

To replenish Yandex Money without any commission, in 2015 you can also use the services of such banks as:

• Nomos Bank;
• Neryungribank;
• Kholmskcombank;
• Energotransbank;
• RPS "Golden Crown";
• Ural Bank for Reconstruction and Development.

It is in these institutions that you will have the opportunity to transfer real money to a virtual wallet without paying either interest or a fixed amount. To do this, you can use either their ATMs or online banking.

As a rule, it is much more convenient to make transfers via the Internet, since you can do this not only without leaving home, but even with the help of mobile applications on phones with iOS or Android.

Some banks allow you to top up your electronic payment system account without commission, using the federal payment system “Gorod”, available in financial institutions of large Russian cities. However, its service points can also be found in the offices of some companies. The exact addresses of the City payment acceptance points where you can transfer your money to electronic view, can be found on the official website of this system.

Mobile providers

Mobile communications and its providers can also come to the rescue if you have a need. There is such an opportunity in the offices of the following Yandex partners, such as Banzai, Euroset and Svyaznoy. Their services will allow you to deposit up to 15 thousand rubles into your account at a time.

Replenishing a Yandex wallet in the Svyaznoy network is faster than that of competitors. And, most likely, this is the company you will have to contact if you need to top up Yandex Money without commission, even if you don’t have bank cards.

Svyaznoy service points are located in more than 3.5 thousand locations in 900 settlements in Russia. And the number of company terminals that will help replenish your electronic account is almost 5 thousand. Also in Svyaznoy you can top up Yandex wallets using the operator at the checkout. In this case, as with online payments, the accrual is not only free, but also instantaneous.

Yandex Money is an electronic payment system designed for purchasing goods and paying for services on the Internet. Of course, in order to start using all its functions, you need to top up your wallet balance. Below we will discuss all the ways to do this, from the most practical to the time-consuming and unprofitable, which only makes sense to use as a last resort.

How to top up your Yandex Money account

Make payment through the terminal. All you need to do is select the required service from the list, enter your account number (11 to 16 digits) and insert a sufficient number of bills into the hole. Unfortunately, this method is unlikely to be suitable for residents of small settlements, since in most of them there are no terminals at all.

Use a Visa/MasterCard bank card. If you have one, you can link it to your account, and then transfer money in a matter of seconds, indicating the replenishment amount and payment information. The commission is fixed and equal to 49 rubles.

Use sales offices of Yandex partners. Come to the branch, provide your account number and pay in cash - that’s it, the money will be credited to your account very soon. It is most profitable to top up in this way in Euroset stores (0% commission) or in Svyaznoy (1.5%, which is also not much).

Transfer money through the Internet banking service. Unlike the previous method, now you do not need to enter any details - everything is limited to the addressee’s account number. You can deposit no more than fifteen thousand rubles at a time; the commission is a percentage of the replenishment amount and is determined in each case individually.

Exchange for Webmoney currency. This can be done directly by logging into the accounts of both systems and attaching wallets to each other. Please note that for the operation to succeed, the following conditions must be met:

• An account in the Yandex Money system must be identified (the user provides passport data for verification).
• The Webmoney account must receive a status no lower than formal.
• All user identifying information must match.

Exchange for other electronic currencies. Yandex suggests that we use the RoboxChange service or other partner exchangers for these purposes (see the list on the official website). The replenishment method itself is not complicated: enter the site, select the required exchange direction, then fill out the form provided and pay the invoice. Money is credited almost instantly.

Make a payment at the cash desk of any bank. You can go to the Yandex Money website and in the replenishment section look at the payment details for the country in which you live, and then make a payment in cash at the branch. Important - the bank must allow you to make payments to third parties.

Use the Garanto service. This method It is preferable to use for citizens of Ukraine, since payment takes place through the mediation of the electronic payment system Liqpay (a subsidiary project of Privatbank), and settlement takes place in hryvnias. The principle of operation is similar to other exchangers, but there are many more replenishment options. In addition, the entire translation process takes no more than a few minutes.

Transfer money from the balance on your mobile phone. A rather expensive option - the commission can be 30-60% of the transfer amount, so it is used mainly in emergency cases or to “drain” unused funds (the account balance has accumulated, and the end of the month and the operator’s reset of the balance is just around the corner).

Top up your account with a prepaid card. You can buy such a card at any branch of the Russian Post (of course, they are sold in other places, but Yandex does not approve). Activation and payment occurs as follows:

• On the payment system website, you must select the “Replenishment” section, and then go to the “Card Activation” section.
• Next, you need to fill out the proposed form, which has two fields - card number and password (located under the protective layer).
• After filling in all the data and clicking the “Activate” button, you will be asked to enter a verification code, which is also located on the card.
• If all steps are completed correctly, the funds will be credited to the account, and a message indicating successful replenishment will be displayed on the screen.

Pay attention! On back side cards sometimes contain a bonus code, which, by activating it according to the instructions on the attached insert, you can receive a gift.
That's all for me. If you know any other ways to replenish your Yandex Money wallet (preferably as economical as possible), tell us about them in the comments.

Readers' comments

Recently, Yandex money has been added to the “quick menu” list of Svyaznoy terminals. Now in the section of electronic currencies they are located in the first place, and to top up you just need to enter your account number or the mobile number that is linked to it (I especially like the latter, because remembering the phone number is much easier). In addition, the commission for topping up cash at terminals is now 0%, and you won’t have to wait long for the money - in most cases, the transfer is instant.

Now you can top up from a connected or Euroset at 0% and with any bank card here money.yandex.ru/topup/card/carddetails.xml

The easiest way to transfer money to your account in the Yandex payment system is on the website of the bank you use. For example, if necessary, I log into my personal account on the Sberbank website and easily transfer the amount of money I need to my Yandex wallet, and without commission. What could be more convenient?

1) You can top up your wallet using a Master card, VISTA, Maestro bank card.
2) Using mobile phone if it is linked to your account.
3) Cash, or rather through the terminal when it is available in all places in the city.
4) With the help of a bank, for example Sberbank.

In any payment system main question— how to top up your account. Before you start using Yandex wallet, you need to deposit the required amount into it. There are many ways to do this in the service - here everyone will find an option convenient for themselves. Moreover, in some cases, you will not be charged a penny of commission.

How to deposit money on Yandex Money

You can deposit money into Poison either in cash or online:

• From a bank card;
• From mobile balance;
• Cash;
• From a Qiwi account;
• From a WebMoney wallet;
• Using a terminal;
• Through the Unistream transfer system.

In your personal account of the payment system, you can familiarize yourself with all the options in detail, and using some of them, top up directly on the website. To do this, just click on the plus sign next to your account balance and go to the selection page.

How to top up Yandex wallet from a bank card

A transfer from a bank card to a YaD can be made directly in your personal account. MasterCard, Visa, Maestro cards are suitable. We enter the card number, its expiration date, CVC code and the amount for which we want to top up the account. The replenishment fee in this case is 1%. If you check the “Remember card” box, you won’t have to re-enter the data next time.

You can also top up your wallet from your bank account using online banking services. To do this, you just need to indicate the recipient's account. The list of banks that support this procedure can be found if you go to the “Internet banking” section on the “Wallet Replenishment” - “Other Replenishment Methods” page. Among them are: Sberbank, Alfa-Bank, VTB24, RaiffeisenBank, Citibank and others. Money is credited to your wallet, usually literally within a few minutes.

If you want to replenish your YaD account using the Internet banking of a bank not listed in the list, you can do this by bank transfer by entering the Yandex.Money details and indicating your account in the “Payment purpose” field.

How to top up Yandex money from a mobile phone

You can transfer the required amount to your account from your mobile phone, which is linked to your wallet. The numbers of Russian operators Megafon, Beeline, Tele2, MTS are suitable. All you need to do is indicate the amount and click on the “Top up” button. Next, enter the code from SMS and confirm the transfer.

The amount of the commission depends on your operator. Tele2 will write off the most - 15.86%, MTS - 10.86, Beeline - 7.95% plus 10 rubles and Megafon - 7.86%.

How to transfer money from WebMoney to Yandex

To transfer money from WebMoney to Yandex and back, you first need to link your wallets to each other. This can be done on the WebMoney website using the account linking service https://banks.webmoney.ru/Home#. There, among the electronic wallets, select POISON and follow the instructions.

At the end, we copy a special code - with its help you need to confirm the binding on the Yandex website. This should be done no later than two days from the start of the procedure.

In addition, there are several more important nuances:

• Firstly, your WebMoney certificate must be at least formal;
• Your YAD wallet must pass identification;
• Your passport data must be completely identical in both systems.
• Only citizens of the Russian Federation can do this.

The commission for replenishing from WebMoney to YaD is 4.5%. The transfer is carried out instantly.

How to transfer money from QIWI to Yandex

You can transfer money from your Qiwi wallet to YAD in your personal account on the Visa QIWI Wallet website. We log in, enter the word “Yandex” into the search and get to a translation form that needs to be filled out. We indicate the account number or phone number that is linked to the poison and the amount. We confirm the payment. For the transfer you will be charged a commission of 3%.

Loan on Yandex money

Today, many microfinance organizations are ready to lend you money at low interest rates. All you need to do is select a suitable organization from the list, read the terms of the loan, register on the service’s website, attach a scan of your passport, and create an application for a loan.

In some organizations, money is credited to the account instantly, in others - within a day from the moment the application is approved.

How to top up Yandex money through the terminal

Topping up your account via the Internet is not always possible. There are situations when it is easier and more convenient to do it in cash. In such cases best option– use the terminal.

To top up your wallet through the terminal, you must indicate the YaD account number and deposit the required amount. The transfer is credited instantly in most cases. You can top up your wallet by a maximum of 15 thousand rubles at a time.

You can find the terminal closest to you with favorable replenishment conditions in advance on the map in the corresponding section of the Yandex website.

The second way to replenish cash is through transfer and payment systems. In particular, through Unistream points, the federal system "City", CONTACT and in one of the Russian post offices.

The procedure in most cases boils down to the following:

• Fill out an application for transfer
• We present the operator with an identification document
• We deposit the required amount
• We receive a receipt and store it until the money is in your wallet.

“Unistream” and “Gorod” work without additional deductions and top up your account instantly, CONTACT and Russian Post will charge you 1, 5 and 2% commission, respectively. Moreover, if through CONTACT the money arrives at POISON within a maximum of 2 hours, then the mail can extend the pleasure up to 2-3 working days.

The third method is in cash at bank cash desks, communication shops, internet cafes, etc.

How to top up Yandex money without commission

• You can deposit money without commission using Internet banking. But you need to check, because some banks charge a small percentage for the transfer.
• You can also replenish money for free through the terminals of some banks, including Sberbank, Moscow Credit Bank, Svyaznoy, Energotransbank and some others.
• There is no commission charged when replenishing using systems money transfers"Unistream" and "City".

Save

The Yandex system has many branches that help people in everyday life. This and search engine, and an application with maps, and many other features. Yandex.Money is one of the early discoveries of the system, so today The payment system competes for primacy in Russia only with WebMoney.

Topping up Yandex.Wallet

Convenient work with the payment system is only possible if you have money in your wallet. It can be specified as a requisite for receiving funds from outside or replenished independently, which can be used for quick and convenient payment for services and goods. Please note that replenishing Yandex.Wallet does not oblige a citizen to create his own account in the service, since most methods are designed for replenishing with tools available to every ordinary person.

How to top up Yandex.Wallet through the terminal?

Any terminals accept payments. The replenishment algorithm is approximately the same for all devices:

• Select “Payment for services”;
• Find the section “Electronic money” or “Payment systems”;
• Click on the label with the Yandex.Money logo;
• Enter the number of the wallet that needs to be topped up;
• Deposit money and collect the check.

You can find the nearest terminal using the Yandex.Maps service.

From a bank card

On home page The YaD service has menu tabs on the left, among which you need to select “Translations”. Topping up from a bank card is possible even without having your own profile in the system. The page shows 2 plastic cards With empty fields for input. The client must indicate in the top card where the funds will be debited from - “From a bank card.” And below, where they will be credited, is “To another Yandex.Wallet.”

You can top up with bank cards:

• MasterCard;
• Maestro;
• Visa;

To make a transfer, you must provide your own details: card number, until what time it is valid and CVC. About the recipient, you must indicate one of the following items:

• Wallet number;
• Phone number to which the profile is linked;
• Login in the YaD system.

If you specify a phone number for which several wallets are registered at once, the one on which the last transaction was made will be topped up.

From mobile phone balance

The account owner himself can top up the wallet from the balance of the linked mobile phone. This operation is available to SIM card holders:

• Tele2;
• Beeline;
• Megaphone;

You need to go to your personal account and in the “Top up your wallet” section, select “From a mobile phone”. The phone number of the account owner will appear on the right, under which there will be a column to indicate the payment amount. The transfer is confirmed using a code that is sent to your mobile phone number. Beeline and MTS offer to top up your wallet on their own website with payment details.

Cash in banks

To replenish your YaD wallet through bank branches, you must create a payment order. It is created independently through the Yandex.Money website. In the section “Replenishment methods” -> “Replenishment of an account in cash through a bank”, a form appears from which a receipt is generated. You must specify:

• Transfer amount;
• Yandex.Wallet number;
• The email to which the wallet is assigned;
• Full name of the money sender;
• Sender's address (including city name).

The bank is also selected on the receipt. However, the choice is between Sberbank and any other bank. After all fields are filled in, you must click the “Get Notification” button and print a receipt. When going to a bank branch, you must take the receipt with you. Operators will enter the details from it into the system.

Cash in communication shops

Replenishment is available at the box office:

• Euroset;
• Messenger;
• Alt Telecom;
• Beeline;
• Megaphone;
• Comstar-T;
• Banzai (household appliances).

On the Yandex.Money website you can find a complete list of salons and stores where you can top up your account through the cash register. You can also find the address of the nearest branch through maps. To top up, the user only needs to know the account number for the poison. In some stores it is possible to top up using the phone number linked to the account. However, in Euroset, for example, topping up by phone number is only possible in cases where only one wallet is registered per SIM card.

Through online banking

More than 24 banks work with the Yandex.Money system, so replenishment is possible not only from a bank card on the website, but also through Internet banking. The most famous banks with which the service works:

• Alfa-Bank;
• Sberbank;
• VTB24;
• Bank of Moscow;
• Russian Standard;
• Promsvyazbank.

Get acquainted with full list You can visit the YaD website in the section “Account replenishment” -> “Internet banking”. Instructions for working with different online banks may differ, but in general they look like this:

• Log in to your online banking account;
• Go to the “Transfers and Payments” section;
• Find the “Electronic money” tab;
• Select “Yandex.Money”;
• Specify your Yad wallet and the top-up amount;
• Confirm the operation with a code that will be sent to your mobile phone.

Replenishment via Sberbank-Online

Working with Sberbank Online is not much different from replenishing money from another online bank. However, the Yandex.Money tab is in the “Fast payment” sidebar, so working with Sberbank Online is more convenient.

You can start filling out the data in the YaD service. In the “Account replenishment” section there is the “Sberbank Online” item. If the user wants to top up his own wallet, he will need to log in to his Yandex profile, but you can do without this by selecting “Top up someone else’s Yandex.Wallet”. Next, the system will ask you to indicate the wallet number and the transfer amount, after which the user is redirected to the Sberbank website, and the previously specified data is automatically entered into the required fields.

Electronic money

At the moment, Poison works with the WebMoney and QIWI systems. Topping up with WebMoney is only available if both wallets are registered for the same person, both profiles have confirmed passport data and are linked together in the settings. IN lately work with WebMoney was suspended indefinitely due to technical reasons.

Working with a Qiwi wallet does not require such security measures. The user is redirected to the Qiwi system and fills out a form there to replenish the poison, indicating the wallet number and the amount of replenishment.

Replenishment from another Yandex.Wallet

Topping up another wallet in the system is done in the “Transfers” tab, in the same place where you can top up YAD from a bank card. However, this time you need to select “My Wallet” in the top field; you will not need to enter your own data, they will be taken from your profile automatically. You just need to enter the recipient's details: logs, phone number or Yandex.Wallet number. Pay attention! Transfers can only be made between registered users.

The “Anonymous” status does not allow you to carry out monetary transactions, including receiving money from other users. After confirming the passport data, the client will have access to all transfers that were previously processed for him. Also, when transferring from another wallet, the sender can protect the payment with a protection code. It is separately communicated to the recipient, and only after entering it is the transfer available for use.

How to link a card?

Linking a bank card to the YaD wallet makes working with the system easier. If there is money on the wallet balance, it will be debited from the YAD; if there is none, then the money will be debited from the bank card, and the wallet will not actually participate in the operation.

To link a bank card, you need to log in to the system, go to the “Bank cards” section, click “Link your card”. The service specifies the card details, they are saved and you do not need to enter them each time to pay. You just need to remember the CVC.

After specifying the card details, you must enter a one-time password, which is issued by the bank and sent to your mobile phone number. AND last step will be a transfer of the amount of 10 rubles from the card to the wallet and back. A one-time password must be entered within 24 hours from the moment you fill in the card details.

Other ways

You can also top up your wallet:

• Through loan systems;
• From a Yandex virtual card;
• Using the cash system translations Contact, Unistream, City. A passport will be required for the transfer.

How to top up Yandex.Money in another country?

You can top up Yandex.Money from outside Russia in several ways:

• Using a map. The method is available only for cards issued in Russia, Azerbaijan, Ukraine, Belarus, Kazakhstan, Israel, Turkey, Estonia. Also, the card must support 3D secure technology;
• By bank transfer to any bank using the details generated by the YaD system. When contacting the bank, you will need to have your passport with you;
• Through exchange offices. They exist in any country, but they charge a fairly high percentage for their services. The exchange can be made, for example, from a card of a country that should not be serviced. The money will be transferred to the intermediary, and he will send the agreed amount to the wallet on YaD.

Limits and commission

The commission for replenishing Yandex.Wallet depends on which method you use. It can vary from 0 to 10%. The most expensive method is considered to be topping up from a mobile phone account, but some self-service terminals may require the same commission.

When replenishing from terminals you should be especially careful. The commission is indicated on the screen when it is proposed to deposit cash. Most often this is a percentage of the amount, but some terminals have a standard “tax” of 20 or more rubles, depending on how much the account will be topped up.

It will also be very expensive to top up through exchangers, since these sites charge a commission for the services of an intermediary. And when exchanging from foreign currencies, please note that the exchange rate may be less than you expect.

Reference! Although the commissions are very varied, the user can find out about them before depositing money. This is mandatory information that is provided when replenishing your wallet in cash or by bank transfer. If you are not satisfied with this commission, you can refuse the service and use another method.

The standard limit for a one-time replenishment is 15 thousand rubles, however, some ATMs or communication shops have their own limits. For example, in Euroset the maximum amount for replenishing poison is 14,499 rubles.

How to top up without commission?

You can top up your poison without commission through:

• ATM of any bank (when using a bank card from this bank);
• Through Sberbank or MKB terminals;
• In Euroset and Svyaznoy salons;
• Through online banking of Sberbank, Alfa Bank, Russian Standard;
• By bank transfer at any bank branch.

You need to know these methods to save money when making transfers. You can learn more about them from the video.

Two large domestic financial organizations that win the respect of Internet users by providing wide range services. Sberbank serves the population in terms of lending, savings and accepts payments online, and the Yandex platform is a reliable virtual partner that carries out electronic money transactions. Many clients have wallets, but have never thought about how to deposit money into a Yandex wallet through a Sberbank ATM.

Firstly, in order to “feed” a virtual wallet, you need to know the contract number or personal account. Secondly, if there is no bank branch near your house, then study the coverage map where ATMs are located within an accessible distance. These could be supermarkets or other organizations working with the population. Well, and thirdly, have a vision of how to top up your wallet through the terminal using a proprietary plastic tool. We present to your attention the algorithm of actions:

1. When you approach the ATM, insert your card into the special compartment.
2. The system will ask you to enter a password. Do this so that no one around you can spy on secret information.
3. In the menu on the screen, select the “Payments and Transfers” section.
4. Find “Yandex.Money” in the list of financial organizations.
5. Fill in all required fields and indicate the desired amount and currency type.
6. After checking the entered information several times, you can safely click the “Pay” button.

Don't be alarmed if the menu is slightly different. Read the sections carefully or ask a bank employee for help. Funds are credited to the account immediately upon completion of the transaction and receipt of the check. There is nothing special about this procedure. It is identical to what clients often do when paying for services kindergarten, school, housing and communal services and other services.

Instructions for replenishing your account with cash

It is not always possible to increase your wallet balance by , so depositing money in cash is the very option that sometimes helps Internet users out. The financial procedure is simple and does not require special knowledge and will take a small amount of time. So let's get started:

1. On the terminal screen, click “Cash Payments”.
2. Wait a moment while the system loads the groups. From a long list, select "Other Categories".
3. Next we are interested in “Electronic money”.
4. We wait again and then click on Yandex money.
5. Let's get acquainted with the conditions for accepting cash. If everything suits you, then we agree.
6. The system requests an account number or code. Typically users specify the first parameter.
7. Details will appear on the screen. They must be checked and only then paid.
8. Deposit money through an ATM, inserting one bill into the receiver or in a bundle at once. It depends on the terminal version.
9. The monitor will display information about the amount of the accepted amount. You can add banknotes or confirm the transaction.
10. Any replenishment is completed with the issuance of a receipt tape, which contains transaction information and a zero commission.
11. If the client has any problems, you can always contact the 24-hour helpline at the number specified in the order: 8-800-555-55-50.

It turned out that depositing money through a payment terminal is not difficult. The only thing is that you need to be careful when entering your personal account, otherwise you can top up another user’s wallet through Sberbank. Answering the question of the task, how, in addition to these two methods, there is another one - use the online version. The advantage of cooperation with Sberbank is undeniable - it does not charge a commission for conducting a financial transaction. Which cannot but please thrifty users of electronic wallets, who pay fees everywhere.