A sample of filling out an application form for a loan from a legal entity from Sberbank. How to fill out the Sberbank application form to receive a loan Fill out the application form for a loan

Hello everyone.

I decided to add a new section to my blog. That we are all about theory and news. Let's move on to the practical plane.

So, in this section, we will upload examples of filling out various types of banking documents. We will add them both independently and based on your suggestions. If you need help or advice with anything, please contact us, we will look at specific examples.

Where do I start, you ask?

I'm sure you've already guessed it from the title of the article).

Of course, we will start with an example of filling out an application for a loan from our flagship in the banking market, i.e. Sberbank. So how to fill out a legal entity’s application form for a loan in Sberbark?

As I said above, offer profiles of other Banks, we will work with them. If you have questions about any filling, you can also write in the comments.

So, an application form for a loan from a legal entity.

Before you go into specific examples, before filling out the questionnaire, you can refer to articles on and importance , because We will not raise questions about this in the current article.

I’ll say right away that I don’t like the application form for a loan from a legal entity from Sberbank. This is my personal opinion. Or rather, it seems to me that it is more convenient to fill it out by hand, rather than electronically. An unfinished questionnaire, or something.

Different formats in cells. Cells overlap each other. Something constantly needs to be expanded, expanded, changed, etc. For me this is not very convenient.

How to fill out an application form for a Sberbank loan

Although if you look at the Sberbank page about the work procedure. Then in paragraph 2 we see that at the meeting a Bank employee will help you fill out the form.

Here, of course, I have a question: will the entrepreneur be able to bring all the documents the first time if he has, for example, 5-10 companies that will definitely need to be included in the application form. Of course, this will not be easy to do by hand. What if the entrepreneur didn’t take some document? It turns out that you will have to go “home” to get the document?

Again, the question is whether it is advisable to spend an employee’s time filling out a questionnaire. Spending an employee’s working time filling out a legal entity’s application form for a loan, and not a small one at that (for example, 1 hour), in my opinion, is an inappropriate waste of an employee’s time. It is much easier to prepare a human sample for filling (but why me then?)).

So, the questionnaire filled out by me will be attached.

For convenience, I highlighted the cells that I filled in in yellow. So that you can see where I filled out the form and where I left it blank. The cells that I did not fill in can be hidden as unnecessary.

For any questions you have, please leave a comment.

Source Alexander MSBHelp Kiselev.

High probability of approval when submitting an application through this service

For any purpose up to 3,000,000 rubles

Fill in loan application form

Methods receiving:

Design

Financial organizations support remote methods of interaction with clients and strive to simplify the applicant’s task of applying for a loan as much as possible. An important part of the application is the application form, which takes only 10-15 minutes to fill out. Forming a request does not require any special knowledge or skills from the user and is carried out at any time of the day convenient for the borrower.

Submitting an application for a loan using your passport

Remote submission of the borrower's application for a loan using a passport allows you to quickly find out the bank's answer without going to the office. The applicant should first determine the size of the loan and select a loan program with optimal characteristics. In the process of analyzing banking products, it is necessary to evaluate their significant parameters:

proposed borrowing limits;
affordable debt repayment terms;
the amount of interest rates;
the presence of additional commissions;
speed of processing applications;
conditions for early fulfillment of obligations and recalculation of interest;
penalties for delays.

It is useful to familiarize yourself with the offers of those organizations from which the applicant has already received and successfully repaid loans. New courts with favorable conditions await regular clients who have proven their reliability.

Submit an online loan application

Due care must be taken when preparing your application yourself. Accidental errors, and even more so deliberate distortion of information, can cause a request to be rejected. Before submitting your application form online, you should make sure that the information provided for consideration is correct and correct any identified deficiencies. The presence of existing loans does not prevent you from successfully obtaining a loan. Lenders approve the issuance of borrowed funds if the applicant’s income is sufficient to make all required payments.

Filling out an application for a cash loan

The user copes with simply filling out a questionnaire when creating a request for a profitable cash loan in a short time without complications. The questions concern current information about the borrower:

dates and places of birth;
registration addresses;
passport data;
contact information;
marital status;
source and amount of income;
volume of liabilities and other expenses.

The application should indicate the desired amount and duration of the loan. A loan calculator is designed to calculate future monthly payments and the amount of total payments.

Application form for a consumer loan to a bank

Applications received by the bank with profiles of applicants are usually considered within an hour. Some lenders make a decision in 1-2 days. After a call or SMS with a positive response, the applicant will only have to visit the office, present the original documents, sign an agreement and receive the approved amount in cash or to an account (card). Taking out a loan for emergency needs allows you to:

take money in a timely manner for the successful implementation of personal plans;
get a profitable loan at low interest rates;
urgently purchase material goods and gradually repay the debt in accordance with a comfortable schedule;
save on overpayments when repaying early;
use the provided funds at your own discretion without control from the financial institution.

The absence of late payments guarantees an increase in the client’s credit rating and a loyal attitude from the lender when applying for the next loan on attractive terms.

In order to apply for a loan, the client must comply with a number of requirements of the lender and collect certain documents. You also need to fill out a Sberbank loan application form, a sample of which can be obtained in several ways.

Application form for a loan at Sberbank

The Sberbank application form for obtaining a loan is the key document on the basis of which the credit commission makes a decision. It contains the complete characteristics of the applicant and his loan preferences.

Before applying for a loan, it would be a good idea to familiarize yourself with what sections the Sberbank loan application form contains, which you need to download from any lending section on the bank’s website. You can also request it at the department. It is worth previewing the form to understand what documents you will need to take with you to fill out. This kind of information will be required that the borrower does not have in memory. For example, the characteristics of the existing property.

You need to have the initial package of papers with you, which will speed up the approval process. If the information contained in the loan application is confirmed documentary character on key points, it will be easier and faster to check its relevance. From the mandatory list it is worth mentioning:

Passport;
Labor book;
Personal income tax certificate-2.

Based on the chosen program, similar papers for the guarantor or documents for the collateral may be required. But in Sberbank, the application form for a consumer loan in any direction looks the same.

Application form

The borrower himself fills out the application form for obtaining a loan from Sberbank. But it is permissible for any person to do this, for example, his relative or an employee of the institution. It is also allowed to fill it out in printed form, and not just handwritten. There are no special design requirements. It is necessary to enter only reliable and up-to-date information, because if an error is detected, the institution will suspect the borrower of fraud and will most likely refuse the loan.

Personal Information

Looking at a sample of filling out a loan application form at Sberbank, you can see that the first two pages contain only personal information:

Full Name;
Previous last name or other data in case of change;
Series and number, information about passport issuance;
Education;
Telephone numbers: work, service, additional;
Addresses: residence, registration;
Marital status, spouse details;
Information about relatives (optional).

Employment Information

The third page, which contains an application form for a loan from Sberbank, is devoted to a description of the employer and income level:

Name of company;
Job title;
Category;
Type of activity of the enterprise, number of employees;
Working hours;
Number of jobs over 3 years;
Income: confirmed, family income. Amount of expenses;
Description of property owned (including part) by the borrower: car, apartment, house.

Additional data

The fifth and sixth pages contain additional information. Here you should enter the numbers of your Sberbank cards (if available), to which your pension or salary is received. You will also need the customer's credit bureau number. Here you also need to put signatures in the block for the client, thereby giving permission to check and analyze their data.

Information about the parameters of the requested loan must be indicated on the last page. First of all, choose the type: Sberbank application form for a mortgage, car or consumer loan. And within the selected block, fill in: the name of the program, description of the car or home. At the end, you must indicate your wishes for receiving money:

To an existing account (write down its number);
Open an account;
Issue a card.

After filling out the loan application form at Sberbank, you will need to wait several days for approval. Usually, the answer arrives within 2 days, less often – up to 5 days.

Online application for a consumer loan

In Sberbank Online, the loan application form is filled out only by current clients of the institution. They have the opportunity to apply for a loan remotely using a more simplified system. In particular, you should visit the Loans section and click on the option to fill out an online application. A special feature of this treatment is the need to enter only the desired loan parameters:

Since the institution already has personal information about the borrower, because the account servicing agreement was concluded previously, it is not required again.

If you fill out an application for a loan in Sberbank Online, the applicant has the opportunity to track the status of its consideration in the same section. This way you can find out the answer even before the employee reports it.

Conclusion

There are cases when a loan application at Sberbank is processed faster. This applies to cases of individual proposals. Sberbank clients are often sent ready-made proposals indicating a specific amount that has already been pre-authorized for the client. In this case, in the section on loan parameters, you need to check the individual offer option if you decide to use it.

If it is necessary to apply for a loan for any purpose, the client must provide complete information about himself. This happens by filling out an application for a loan at Sberbank.

Today the bank offers its clients a whole line of loan products for different occasions.

The application form for a Sberbank loan is a standard six-page form. Any citizen has the right to enter data into it: borrower, guarantor, trustee, bank employee in writing or in printed form (using software). All sections must be filled out; skipping columns is not allowed. If there are corrections, the signature of the person concerned must appear next to them.

The first thing a client needs to do is select a loan option. For the convenience of borrowers, a single version of the form is provided for providing information about themselves, regardless of what type of loan is issued - a mortgage, a car loan or any consumer loan. Five pages concern data about the borrower himself, and only the sixth indicates wishes regarding the type and parameters of the loan:

The amount of the desired amount;
Currency;
Duration of interaction;
Type of loan: consumer, mortgage, car loan.
Description of the characteristics of the selected option: loan without collateral, secured, with a guarantee, for personal farming or make, type, year of manufacture of the car. With a mortgage - ready-made, for construction, according to NIS; description of the property and its value.
Option for receiving a loan: to an existing account (enter the number) or you need to open a new one.

Sample forms of questionnaires and applications for obtaining a loan from Sberbank

You can obtain a sample of it in advance and familiarize yourself with all sections. What should you definitely pay attention to? In several places it is required to confirm the specified information with a personal signature. This applies to the following:

After specifying personal information and characteristics;
As confirmation that all data is true and current;
Certificate of the selected loan type.

The future borrower can download the form to fill out on the official website of the banking institution

Required documents to obtain a loan

If you download the form in advance, you can enter all the information about yourself in a comfortable environment. This will avoid mistakes and will have a positive effect on the correctness of the information presented. Since it needs to be provided to the maximum extent, certain documents will be required:

Passport ;
Labor book;
Personal income tax-2;
Property papers;
Pension and salary cards, if accruals occur through this bank.

The same documents will be needed if you decide to submit an application in person at a bank branch. This option makes it possible to use the help of an employee in difficult moments.

<Кредит на покупку автомобиля заполняется в аналогичной анкете, где указывается графа Автокредит

Procedure for filling out the form

The procedure for filling out the data of the future borrower does not cause any particular difficulties. The form contains the following main points:

Role in the program (borrower, guarantor, co-borrower).
Personal and passport information. If it is changed (last name, first name), you need to note the previous ones and the reason that caused it.
Contacts. It is recommended to leave the maximum number of phone numbers, because... this helps speed up the analytics process and decision making.
Education.
Addresses (residence, registration).
Marital status, immediate family. It is mandatory to enter information about the spouse, about other relatives - optional. If among them there is an employee of Sberbank, you should indicate the department or branch where he works.
Information about the employer, field of activity, position held, length of service. If this is a bank application for obtaining an individual entrepreneur loan, you need to tick the appropriate box.
Financial data: salary income, additional, total family budget, fixed expenses.
Property. Description of the apartment, house or car. Detailed specifications will be required. It is worth noting that you only need to submit information about those objects for which the borrower himself is indicated in the property documents.
Card numbers for payment of pensions or wages (if available).

Before the Sberbank application form for obtaining a loan is signed, the form must be checked again. The client must check the box indicating his responsibility when providing false or irrelevant information. It is worth reading the 4-5 page text that describes the reasons for using the data.

If you choose mortgage lending, you need to select Housing Loan in the application form.

Then you should enter your credit number to check your history of previous loans through the credit bureau. Having entered the date and time, you should hand it over to the employee, who is required to confirm its receipt with a personal signature. This will indicate that information about the applicant is being processed.